财政援助披露

财政援助人员 members are responsible for adhering to principles of good practice as mandated by state, 联邦, 以及制度规定, 包括道德操守政策. 财政援助人员, 还有军官, 受托人, and employees of Chatham University who make financial aid decisions for the University must adhere to the following professional standards.

• Refrain from taking any action for his or her personal benefit.
• Refrain from taking any action he or she believes is contrary to law, 监管, or the best interest of the students and parents he or she serves.
• Ensure that the information he or she provides is accurate, 无偏见的, and does not reflect any preference arising from actual or potential personal gain.
• Be objective in making decisions and advising Chatham University regarding relationships with any entity involved in any aspect of financial aid.
• Refrain from soliciting or accepting anything of other than nominal value from any entity involved in the making, 持有, 巩固, 或者处理学生贷款, including anything of value (including reimbursement of expenses) for serving on an advisory body. 这包括, 但不限于, 旅行之类的礼物, 酒店或汽车旅馆住宿, 娱乐, 餐厅吃饭, 办公用品, 还有活动门票.
• Disclose in such a manner as Chatham University may prescribe, any involvement with or interest in any entity involved in any aspect of student financial aid.
• Institutional award notifications and/or other institutionally provided materials shall include the following:
  1. A breakdown of the individual components of the institution's Cost of Attendance, 指定所有可能的收费.
  2. Clear identification of each award, indicating type of aid, i.e. 赠予援助(助学金、奖学金)、工作或贷款.
  3. 标准术语和定义.
  4. 每个奖项的续期要求.
• All required consumer information is displayed in a prominent location on the Chatham University website and in any printed materials, 容易识别和找到, 并标注为“消费者信息”."

Financial aid (including student loans) is disbursed one semester at a time based on the student’s enrollment at the time of each disbursement. The Office of Financial 援助 Office begins to disburse aid to student accounts approximately 10 days before classes begin for students who have completed the necessary requirements.

如果学生经历了收入的减少, 转职, or increase in expenses that directly affect the student’s or family’s income and ability to pay for education, 请 contact our office today to discuss options for qualifying for more Chatham, 联邦和/或州通过一个 环境变化 申请.

Dependency override requires written evidence of why the student can't submit a parent's financial information. The Office of Financial 援助 uses professional judgement authority on a case-by-case basis.

联系财政援助412-365-2781或 financialaid@kmktvonline.net.

本科 borrowed a total of $27,000 in Direct Stafford loans with an average rate of 3.9%的利息. Student lives in Pennsylvania with a starting salary of $35,000 and a 5% projected growth rate.

了解更多关于联邦政府偿还的信息 http://studentaid.gov/loan-simulator.

The sample loan repayment is for informational purposes only and should not be considered financial advice. You are encouraged to review all available options and make decisions about borrowing and repayment that align with your individual goals.  

The United States Department of Education requires that the university determine the amount of Federal Title IV aid earned by a student who withdrawals or fails to complete the period of enrollment. The university must determine the earned and unearned portions of Title IV aid as of the date the student ceased attendance based on the amount of time the student has spent in attendance. Unless the student meets certain exemptions listed in the below policy, 在入学期间超过60%, a pro rata schedule is used to determine the amount of Title IV funds the student has earned at the time of withdrawal. After the 60% point in the period of enrollment a student has earned 100% of the Title IV funds they were scheduled to receive. For a student who withdraws after the 60% point-in time, there are no unearned funds.

第IV章资金归还政策(pdf)

A student’s enrollment in a program of study abroad approved for credit by Chatham University may be considered enrollment at Chatham University for purpose of applying for assistance under Title IV of the Higher Education Act (HEA) as amended. For more information about study abroad 请 visit our website 留学奖学金 & 查塔姆代金券|2024欧洲杯官方投注.